Home Buyers

The transition to homeownership comes with several benefits, including the ability to build equity and receive tax breaks, the option to customize and remodel your living space, and the potential for additional income if you decide to rent out or sell your home down the line.

Homeownership is a journey and as with any journey, it’s helpful to have a roadmap. The main stages of the home-buying process are preparation, the home search, escrow, and finally, closing and moving into your new home.

Preparing For Buying

• Determine How Much You Can Spend

• Save For A Down Payment

• Check Your Credit

• Get Pre-Approved For A Home Loan

The Home Search

• Work with an Expert

• Investigate the Area

• Keep an Open Mind - Have a Priority List

• Take Pictures and Make Notes on Properties Visited

• Be Ready to Make an Offer

Under Contract & In Escrow

• Put Your Deposit into an Escrow Account

• Schedule a Home Inspection

• Renegotiate if Necessary

• Complete Your Mortgage Application

• Order an Appraisal

Prepare For Closing

• Obtain Home & Title Insurance

• Receive Closing Disclosure from Lender with Final Loan Terms and Closing Costs

• Do a Final Walk-Through

Closing Day

• Both Parties Sign Documents

• Funds are Dispersed

• Property Ownership is Transferred to Buyer

• Receive Keys and Get Ready to Move in!